A prenuptial agreement — also known as a premarital agreement or “prenup” — is a contract between future spouses entered into before a marriage or civil union. Its terms establish the rights and obligations of each spouse in the event of a divorce or dissolution, and settling those terms in advance can spare both spouses enormous emotional and financial difficulty later. Far from planning for failure, a well-crafted prenuptial agreement is financial planning for the marriage itself.
In New Jersey, prenuptial agreements are governed by the Uniform Premarital and Pre-Civil Union Agreement Act (UPAA), N.J.S.A. 37:2-31 et seq., which requires that the agreement be in writing, signed by both parties, and accompanied by a complete and accurate statement of each party’s assets. The agreement takes effect upon the marriage. A New Jersey prenuptial agreement may address:
- The rights and obligations of each party in any property of either or both of them, whenever and wherever acquired
- The right to buy, sell, use, transfer, exchange, lease, mortgage, encumber, dispose of, or otherwise manage and control property
- The disposition of property upon separation, divorce, dissolution, death, or any other event
- The payment, modification, or elimination of spousal support (alimony)
- The making of a will, trust, or other instrument to carry out the agreement
- Ownership and disposition of life insurance death benefits
- The choice of state law governing the agreement — critical for couples likely to relocate
- Any other matter, including personal rights and obligations, not in violation of public policy
Since a 2013 amendment to the UPAA, a New Jersey prenuptial agreement can be set aside as unconscionable only based on the circumstances at the time it was signed — not at the time of the divorce. That change made properly drafted and fully disclosed agreements significantly harder to challenge, and it makes the quality of the drafting more important than ever.

